Term Life Insurance is an affordable option. A few questions will help you determine how much coverage and cost it could cost. If you like what is shown, we can help.
Don't know how much or how much you can afford? With our simple, free-of-cost life insurance calculator, you can crunch the numbers.
A 30-year-term life insurance policy may be the best option if you're part of a financially secure couple that can handle the premium difference of a 20 year and 30 year term.
You should consider your financial goals and family's financial needs when evaluating life insurance policies. This will help you determine the best coverage.
There are many types of life insurance policies. The most popular ones are whole and term. Term life insurance is more practical for most people because it's simple, affordable, and lasts as long as you need. The policy that works best for you depends on your personal circumstances. This includes your income, financial obligations, and lifestyle.
Do you not know how much life and health insurance you will need? You can crunch the numbers using our free, simple-to-use calculator for life insurance.
Term insurance is easy to understand. It's also simple to find and compare quotes for life insurance. The policy covers you for the entire term of the policy as long you pay the premium. Three important decisions are required: how much coverage you need for life, how long you would like the range to last, and what type of insurer you wish to work with.
The guaranteed issue may be a good fit if you're looking for:
No-questions-asked coverage. Guaranteed issue is a policy that lives up to its name. It covers you regardless of your age or health. It is a type of permanent insurance that will last as long you pay your premiums. Guaranteed issue is a type of permanent insurance that can provide financial support for your loved ones if you have a serious condition such as cancer or heart disease.
How much term life insurance coverage do you need? It depends on your financial situation, income, debts, family needs, and future financial obligations. A good rule of thumb is to have coverage that's 5-10 times your annual income.